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unnamedLatest Reports:

Click here to view the latest Board Report, dated 6 December 2018.

Medical Insurance

Protect yourself and your family from unexpected medical bills. We recognise that the rapidly rising health care costs can create hardships on you and your family. Our affordable medical insurance policies ease the burden of your medical costs. Our relationship with UFS and its affiliated pharmacies give you attractive discounts on prescriptions and pharmacy products. 

Members of Manchester Unity and their Dependents (spouse or child) can apply as long as they are under 65 years of age at the time of their application.

BasicOur Basic Plan pays medical rebates of up to $3,800 to you each fund year for medical expenses incurred. It rebates up to 50% of expenses like visiting your GP, hearing aids, and prescriptions.
PremierOur Premier Plan pays medical rebates of up to $27,250 to you each fund year for medical expenses incurred. It rebates up to 80% of expenses like surgery, radiology and hearing aids.
WellnessOur Wellness Plan pays medical rebates of up to $3,125 to you each fund year for medical expenses incurred. It rebates up to 80% of expenses like physio, chiropractor and podiatrist.
Optional ExtrasDental, Optical, Wellness and Hospital Stay.

Basic PlanPremier PlanWellness PlanOptional ExtrasHow to apply?How to make a claimFAQs

Basic Plan

Under our Basic Plan, Manchester Unity will pay medical rebates of up to $3,800 to you each fund year for medical expenses incurred. It rebates up to 50% of expenses like visiting your GP, hearing aids, and prescriptions. 

Basic Plan weekly premiums

 Basic Plan Benefits

*per person insured per fund year
^ you can receive the rebates three months after your Policy Start Date

Premier Plan

Under our Premier Plan, Manchester Unity will pay medical rebates of up to $27,250 to you each fund year for medical expenses incurred. It rebates up to 80% of expenses like surgery, radiology and hearing aids. 

Premier Plan weekly premiums

Premier Plan Benefits

*per person insured per fund year
^ you can receive the rebates three months after your Policy Start Date

Wellness Plan

Under our Wellness Plan, Manchester Unity will pay medical rebates of up to $3,125 to you each fund year for medical expenses incurred. It rebates up to 80% of expenses like physio, chiropractor and podiatrist.

Wellness Plan weekly premiums

Wellness Plan Benefits

*per person insured per fund year
^ you can receive the rebates three months after your Policy Start Date

Optional Extras

Manchester Unity provides four options to expand your cover. 

You must have a Basic Plan, Premier Plan or Wellness Plan to take these options. If you have a Wellness Plan you cannot add a Wellness option. All rebates are 100% of your expenses to the maximums listed within a fund year.

Dental

Dental weekly premiums

Dental benefits

Optical

Optical weekly premiums

Optical benefits

Wellness

Wellness weekly premiums

Wellness benefits

Hospital Stay

Hospital Stay weekly premiums

Hospital Stay benefits

*per person insured per fund year
^ you can receive the rebates three months after your Policy Start Date
+ our Hospital Stay option provides a cash allowance on a per person per fund year basis

Applying is easy!

Members of Manchester Unity and their Dependents (spouse or child) can apply as long as they are under 65 years of age at the time of their application.

Download an application from and a direct debit form. Complete and post to:

Manchester Unity, PO Box 5083, WELLINGTON 6140

You take personal responsibility to make sure the Policy meets your requirements.

Introductory Offer

If you apply for one our of new Medical Insurance Plans – Basic, Premier or Wellness, before December you will get a 20% discount on your first three months of premiums.

If you already have one of  our Affordablehealthcare plans, apply for one of our new policies before December 2017 and we will cover any pre-existing conditions you have AND give you 20% off the first three months premiums. 

Not a Member? Join now…

1. Complete the Claim form or Pre-approval form

Please ensure you enter in all requested details. Follow the instructions on the form.

2. Submit your Claim Form

Please send your completed form to:

Manchester Unity, Freepost 2016, PO Box 5083, WELLINGTON 6140

Questions?

If you have any questions please contact us on 0800 101 842, extn 8795.


Who can apply for Medical Insurance?

I already have an Affordablehealthcare Plan. What happens to that?

I already have an Affordablehealthcare Plan. Can I apply for the Medical Insurance Policy as well?

If a Member belongs to multiple Lodges can they apply for multiple Medical Insurance Policies?

I am not a Member of Manchester Unity. Can I complete the Membership application form at the same time as my Medical Insurance application?

Why should I join Manchester Unity? What is in it for me?

What is the Medical Insurance Policy?

Does it matter that I have medical cover with another organisaiton?

I have an existing Affordablehealthcare Policy, can I add an Optional Extra to it?

I want the Wellness Plan, but I see there is a Wellness Option. Can I have them both to boost cover?

How is my premium amount determined?

Will my premium amount go up?

How do I pay the premium amount?

Are there going to be bonuses?

How do I make a claim?

What happens if I cancel my policy?

Can I talk to someone about the Medical Insurance Policy (other than online)?

Additional information PDFs – Basic Plan brochure, Premier Plan Brochure, Wellness Plan brochure, Optional Extras brochure, Policy Wording, Application Form, Direct Debit Form, FAQs

Check out our other insurance products…

Click here if you have an Affordablehealthcare Policy.

Need more information about our Medical Insurance? Email us…